General Information

Please read these general terms and conditions carefully before accepting them and entering this website you have chosen.

IMPORTANT NOTES FOR INVESTORS

• Investments involve risks. The value of investments and the income derived from them may fluctuate and an investor may not receive back the amount originally invested.
• The financial instruments referred to herein may invest in derivatives and structured investment products. These types of investments can involve material additional risks, for example counterparty default risk or insolvency, and may expose the financial instruments to significant losses.
• For those financial instruments with a guarantee element, only those investors who hold the financial instruments until the maturity date will be entitled to receive the guarantee. Any dealings before maturity are fully exposed to fluctuations in the value of the financial instruments’ assets and investors will not benefit from the guarantee.
• The investment decision is yours. You should not invest in any financial instruments unless the intermediary who sells them to you has advised you that the financial instruments are suitable for you and explained how they are consistent with your investment objectives.
• Past performance is not necessarily indicative of likely future performance. Where an investment is denominated in a currency other than your base currency, exchange rates may have an adverse effect on the value price or income of that investment.
• Please refer to the offering documents for further information, including the risk factors and the guarantee (if applicable), about the funds.

General terms and conditions

By accepting these general terms and conditions (“GTC”) as set out below, you acknowledge them being the mutually agreed legal basis for your visit of and the use of this website. Whereas the term “website” includes all content and data provided and all sub- and micro-sites of this website. Further, as a user of this website, you acknowledge, that you are responsible for ensuring that the legislation applicable to you in your jurisdiction permits you to consult this website and you represent and warrant that you have the necessary means and skills to access this website and use it in the intended manner only. These GTC are subject to changes without prior notice. If any of these GTC are judged to be illegal or unenforceable, the continuation in full force and effect of the remainder of them will not be prejudiced.

Opinions on this website are the judgment of BNP Paribas Investment Partners** at the time specified and may be subject to change without notice, they are not to be relied upon as authoritative or taken in substitution for the exercise of your judgment and are not intended to provide the sole basis of evaluation of any strategy or financial instrument referred to herein. BNP Paribas Investment Partners is not obliged to update or alter the information or opinions published on this website.

Certain sections and / or pages of this website contain separate and / or supplementary conditions, including separate disclaimers, which apply in addition to these GTC and any separate and / or supplementary conditions. In the event of discrepancy between these GTC and any separate and / or supplementary conditions, the separate and / or supplementary conditions relating to the sections or pages of this website will take precedence.

Site Contents

This website is launched, published and hosted by: BNP Paribas Investment Partners Singapore Limited*. The information provided on this website is for information purposes only. It is not intended to solicit the subscription of or the sale of any financial instruments. In no event shall the content of this website be deemed as an investment advice with respect to any financial instruments or an offer to purchase or sell these. In addition, as the presentation of products in itself does not allow the making of a contract, it may neither be considered as a solicitation for purchase or sale of financial instruments or an offer of such to the public.

BNP Paribas Investment Partners Singapore Limited disclaims any liability for any decision made on the basis of any information contained on this website.

Exclusion of Liability

BNP Paribas Investment Partners Singapore Limited including its parent companies, subsidiaries, associated entities, directors, employees, representatives or suppliers, does not accept any responsibility arising in any way for errors in omissions from the information on this website and does not accept any liability for any loss or damage as a result of any person relying on any information on this website including any information provided by any third parties or by any inability to access this website at any time, except in the event of intentional or serious blame on its part.

Sources

All externally sourced information has been obtained from providers believed to be reliable, but its accuracy, timeliness, suitability and completeness is not guaranteed. For further information on fund(s), please contact an authorised distributor of the fund(s).

Links

This website may also contain links to websites which are published by third parties and third party websites may also feature links to this website. BNP Paribas Investment Partners has not reviewed any third party websites which refer to this website or to which this website refers for accuracy, topicality and / or completeness. BNP Paribas Investment Partners Singapore Limited declines any liability in this matter. The fact that a link has been created to a third party website or that permissions have been given to a third party website to contain a link to this website, in no way means that BNP Paribas Investment Partners Singapore Limited approves or recommends neither any content nor any products or services offered on a third party website. If you visit a third party website by following a link on this website this will be at your own risk

Intellectual Property Rights

The information and data featured on this website is protected by law. Copyright and other intellectual property rights on this website (including registered and unregistered trademarks, brands, texts, graphics, logos, icons, sound recordings, software, etc.) are owned and licensed by BNP Paribas Investment Partners Singapore Limited. You may use and / or print off the data solely for the purpose of personal, non-commercial use. You may not in any form or by any means:

• adapt, reproduce, store, distribute, print, display, perform, publish or create derivative works from any part of this website; or
• commercialize any information, products or services obtained from any part of this website;
• use any registered or unregistered trademarks from this website; without the express prior written consent of BNP Paribas Investment Partners.

Privacy Regulations

All information or data sent to BNP Paribas Investment Partners Singapore Limited via this website, by email or in any other way connected with the visit of this website will be handled in accordance with statutory and regulatory requirements. By visiting this website, information on the access (e.g. date, visited sites, duration, IP-address) can be registered. These data is anonymized and not classified as personal data. Such data will be used for statistical purposes only, it will not be passed on to third parties neither for commercial nor for non-commercial reasons. By accessing this website you hereby agree, that BNP Paribas Investment Partners and its associated entities may record and process any personal data that you submit and which relates to you for the following purposes: customer management, including new business prospects, management of the contractual relationship, the prevention of irregularities, generating statistics and tests, direct marketing for financial instruments and services, as well as other products and services that are promoted by BNP Paribas Investment Partners Singapore Limited and/or by associated entities. You also agree that this data may be passed on to all entities associated with BNP Paribas Investment Partners Singapore Limited for the same purposes or to other persons in order to comply with any statutory obligation, or in the event of legal interests. You also agree with such notification, should the receiving person or entity be located outside the European Union, regardless of whether an adequate level of protection can be guaranteed for personal data in the country of receipt.

Within BNP Paribas Investment Partners and its associated entities, access to any of your personal data is restricted to those persons who need this data in order to fulfil their duties.

At any time and without any related costs, you can instruct BNP Paribas Investment Partners Singapore Limited to stop using your personal data for direct marketing purposes and you may inspect your registered details and request modifications if they are or become incorrect. Please contact BNP Paribas Investment Partners Singapore Limited.

Electronic Mail Function

The option to use email to contact BNP Paribas Investment Partners is just one of the convenient features offered by BNP Paribas Investment Partners. You will be aware of the limitations regarding the reliability of sending and receiving emails, as well as the accuracy and security of email traffic, so you will understand that BNP Paribas Investment Partners cannot be held liable for any loss or damage arising as a consequence of queries which are not received, confirmed or processed, or as a result of the fact that your email may be intercepted by third parties. As a result you are expressly advised not to send any sensitive information via email, because it may not be secure. However, if you do so, it will be at your own risk.

Applicable legislation and jurisdiction in law

Your access to, visit to and / or use of this website and these GTC are governed by and will be interpreted in accordance with the laws of Singapore. The courts in Singapore shall have sole jurisdiction regarding any dispute in this regard, notwithstanding the fact that BNP Paribas Investment Partners may chose another court that has jurisdiction regarding a similar dispute in accordance with an applicable item of legislation.

* BNP Paribas Investment Partners Singapore Limited, Company Registration No: 199308471D, Registered Office: 20 Collyer Quay #01-01 Tung Centre Singapore 049319, Business Office: 16 Collyer Quay #32-01 Singapore 049318

** “BNP Paribas Investment Partners” is the global brand name of the BNP Paribas group’s asset management services. The individual asset management entities within BNP Paribas Investment Partners if specified herein, are specified for information only and do not necessarily carry on business in your jurisdiction. For further information, please contact your locally licensed Investment Partner.